If you were to get into a car accident that totals your vehicle, but the accident was not your fault, the at-fault driver’s insurance company would pay to have your vehicle repaired back to the condition it was in before the accident. But what if the scenario was the other way around? What if you are to blame for totaling your car? What would happen then?
Continue reading to learn what to do after you total your uninsured, or under-insured, vehicle in Kentucky.
Inadequate Auto Insurance Coverage Can Come Back to Haunt You
Here in Indiana, all licensed drivers are required by law to operate a vehicle that is adequately covered by automotive insurance. If your car is not insured, or lacks sufficient insurance to meet the Indiana standards for coverage, you could be in for some trouble if you total it in an accident that was your fault. Whether the car accident involves another driver or not, you might face financial losses, as well as potential civil citations.
Not only must you pay out-of-pocket to repair all vehicle damages, including other vehicles impacted by the collision, here are the consequences of causing a wreck in your car if you do not have auto insurance:
⚠ You can be fined by the city up to $1,000.
⚠ Your drivers’ license can be revoked.
⚠ Your vehicle’s registration can be revoked.
⚠ You can be ordered to serve up to 90 days in jail.
⚠ You can be civilly sued by other parties in the accident.
⚠ You can have difficulty obtaining auto insurance in the future.
Dealing With a Totaled Vehicle
If you do not have car insurance, you will not be receiving any sort of payment from an insurance company to buy a new car. So, to make the most of your totaled vehicle, your best bet is to sell it to a Kentucky Junk Car Company that will pay you cash for it, regardless of its condition. An insurance company won’t trade you a payment for your totaled vehicle, but GC’s Junk Cars of Louisville, Kentucky will!
So Sell Us Your Totaled Junk Car Today!
Call GC’s Junk Cars at 502-804-5605 to sell a totaled car in Louisville and its surrounding areas. Not only do we accept all vehicles, regardless of age, make, model, and condition, we also payout the highest returns for junk vehicles in Kentucky. Just accept our offer and we will come pick up your junk car! Contact us today to request a free estimate!